Industry · Banking & Financial Services

Banking IT the regulator can stand behind.

SAMA, NCA, PDPL. The Saudi banking regulatory stack is the most demanding in the region — and the consequences for getting evidence wrong are not academic. We design for the audit, not around it.

SAMA SCF aligned Tier-1 bank engagements PDPL + NCA-ECC mapped

Why this sector now

Banking IT is now an evidence problem.

Detection without provable evidence does not pass SAMA's review.

The Saudi banking regulator has shifted from advisory to active. The SAMA Cyber Security Framework, NCA-ECC, and PDPL together create an evidence regime that does not accept "we have the policy" — it asks for proof of execution, control by control, with traceability that holds up under external audit.

At the same time, customer expectations have moved to mobile-first, real-time fraud catches measured in seconds, and 24/7 channel availability that legacy core banking architectures were not designed for. Modernisation cannot wait for the next audit cycle — it has to ship inside it.

Where engagements get stuck

Three patterns we see in banking programs.

Recurring failure modes from regulated financial-services engagements — observed, not speculated.

Legacy core banking

Core systems dating from before the cloud era still run the books. Modern channels — mobile, open banking, real-time payments — bolt around them, with all the integration debt that implies.

Regulator-evidence cycle

SAMA expects the audit pack ready continuously — not just "we have the policy", but proof of execution at every control. Most banks reconstruct it under quarterly pressure, which is the wrong way round.

Real-time fraud detection

Card and transfer fraud now move faster than batch detection cycles can catch. Behavioural and identity-based attacks bypass signature-based controls entirely.

How we work here

Three things we ship for banking.

Capabilities tuned for tier-1 banking and regulated financial services — measured against the regulator, not against an internal milestone deck.

SAMA-aligned architecture

Platform decisions designed against the SAMA Cyber Security Framework and the regulator-evidence expectations from day one — not retrofitted before the next audit.

Real-time fraud detection

EDR/XDR extended to transaction-level patterns. Behavioural detection across channels — card, transfer, mobile, identity — not just endpoint-only.

Audit-cycle delivery

Engagements timed to your audit calendar. Evidence captured continuously and indexed against control IDs, not reconstructed quarterly under deadline pressure.

Frameworks we deliver to

Built to the standards SAMA uses.

SAMA SCF NCA-ECC PDPL PCI-DSS ISO 9001

Want a regulator-evidence review?

30 minutes on where your platform sits against SAMA SCF and NCA-ECC expectations — what is in place, what is evidenced, and what would be a finding today. No deck, no pitch.

Read the playbook

Our 47-control NCA-ECC readiness checklist — the one we use on bank engagements. Free to download.

NCA ECC checklist

Talk to banking lead

Skip the form. Reach our financial-services lead directly — honest assessment of fit before you commit.

[email protected]